Credit Tips
Credit and charge card fraud costs cardholders and
issuers hundreds of millions of dollars each year. While theft
is the most obvious form of fraud, it can occur in other ways.
For example, someone may use your card number without your
knowledge.
It's not always
possible to prevent credit or charge card fraud from happening.
But there are a few steps you can take to make it more difficult
for a crook to capture your card or card numbers and minimize
the possibility. |

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If
your application for credit, insurance, or employment
is denied because of inaccurate or incomplete credit
information, the company to which you applied must
give you the name and address of the reporting credit
bureau.
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There
is no charge to dispute mistakes or outdated
information on your credit record. Ask the credit
bureau for a dispute form and submit it with any
supporting documentation.
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Bankruptcy
information can be reported for 10 years
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