Your
ONE-STOP
Credit Card Center
With Hundreds of credit
cards available nationwide, we've selected one of
the best credit cards available. For a complete
list of our credit cards available
Poor
Credit, No Credit, No Problem!
Get
a Credit Limit up to $7,500!
Re-Establish
Credit
For people
who want to establish
Or re-establish their credit
For Secured Cards Click Here
Stop
paying those high rate credit cards.
This
could be the last time you'll ever need to
transfer a balance. Finally get the long-term
savings you've been looking for with this low
rate. Consolidate all of your existing debt to
your new Visa Platinum card and enjoy significant
savings! Simply complete the Special Transfer
Request on the bottom of your online application
to transfer balances from bank, gasoline and
department store credit cards, auto loans, home
equity loans, student loans and more. We'll do the
rest. There's no fee for this service, and your
transferred balances receive a fixed rate of only
9.9%.
Costs
and Features
Credit terms vary among issuers. When
shopping for a card, think about how you plan
to use it. If you expect to pay your bills in
full each month, the annual fee and other
charges may be more important than the
periodic rate and the APR, if there is a grace
period for purchases. However, if you use the
cash advance feature, many cards do not permit
a grace period for the amounts due — even if
they have a grace period for purchases. So, it
may still be wise to consider the APR and
balance computation method. Also, if you plan
to pay for purchases over time, the APR and
the balance computation method are definitely
major considerations.
You’ll
probably also want to consider if the credit
limit is high enough, how widely the card is
accepted, and the plan’s services and
features. For example, you may be interested
in "affinity cards" — all-purpose
credit cards sponsored by professional
organizations, college alumni associations and
some members of the travel industry. An
affinity card issuer often donates a portion
of the annual fees or charges to the
sponsoring organization, or qualifies you for
free travel or other bonuses.
Your
ONE-STOP
Credit Card Center
With Hundreds of credit
cards available nationwide, we've selected one of
the best credit cards available. For a complete
list of our credit cards available
Poor
Credit, No Credit, No Problem!
Get
a Credit Limit up to $7,500!
Re-Establish
Credit
For people
who want to establish
Or re-establish their credit
For Secured Cards Click Here
If
you live in the UK Click Here
Shopping
Tips
Keep these tips in mind when looking for a
credit or charge card.
- Shop
around for the plan that best fits your needs.
- Make
sure you understand a plan’s terms before
you accept the card.
- Pay
bills promptly to keep finance and other
charges to a minimum.
- Hold
on to receipts to reconcile charges when your
bill arrives.
- Protect
your cards and account numbers to prevent
unauthorized use. Draw a line through blank
spaces on charge slips so the amount can’t
be changed. Tear up carbons.
- Keep
a record — in a safe place separate from
your cards — of your account numbers,
expiration dates and the phone numbers of each
issuer to report a loss quickly.
- Carry
only the cards you think you’ll use.
We
know access to credit is important in today's
economy. We believe that if you need a credit card
you should be able to get one --even if you've
always thought it was hopeless because of damaged
credit. On the other hand, if you've been able to
keep an excellent credit rating we believe that
you should be rewarded. Please explore our various
credit card programs. One of them will be a good
fit for you. ..
We
believe in your access to credit cards. A credit
card makes life easier today. But casual or
negligent use of a card can cost you money. For
some people that can even lead to financial ruin.
Your
ONE-STOP
Credit Card Center
With Hundreds of credit
cards available nationwide, we've selected one of
the best credit cards available. For a complete
list of our credit cards available
Poor
Credit, No Credit, No Problem!
Get
a Credit Limit up to $7,500!
Re-Establish
Credit
For people
who want to establish
Or re-establish their credit
For Secured Cards Click Here
Establish
or Re-Establish Credit today.
These Credit Cards are
designed to offer you an opportunity to establish
a positive credit reference or to rebuild your
credit credit. Applicants must be 18 years
of age or older and must be a U.S. resident.
If
you have no credit or would like to rebuild your
blemished credit, this is the card for you! This
credit card is also a good solution for students
without a solid employment record. If you make all
your payments on time and pay substantially more
than the minimum due each month, you will be
eligible to receive a credit line increase. This
type of program is designed to allow individuals
to increase their annual credit line by
establishing credit worthiness with the issuing
bank. If
you have been turned down for a credit card in the
past, you could qualify to receive a MasterCard ®/Visa
®.
Regardless
of which credit cards you choose, the main thing
is to use them responsibly so you avoid
problems down the road. In addition, make
timely payments in order to keep those low fixed
interest rates. There is nothing worse than
raking up a credit card and then having the rate
go through the roof !!
-
If
your application for credit, insurance, or
employment is denied because of inaccurate or
incomplete credit information, the company to
which you applied must give you the name and
address of the reporting credit bureau.
-
There
is no charge to dispute mistakes or outdated
information on your credit record. Ask the
credit bureau for a dispute form and submit it
with any supporting documentation.
-
Bankruptcy
information can be reported for 10 years
No
Credit At All? Past Credit Problems? Current
Credit Problems including late pays, charge off,
judgments, tax liens, bankruptcy? We can help you
get a break by applying for Secured Visa or
Secured MasterCard! These Secured Credit Cards are
designed for people who have not established
credit, or have had past credit problems or
currently have credit problems.
Re-Establish
Credit
For people
who want to establish
Or re-establish their credit
Click
Here For Application and More Information
|
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