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Debt. Consolidation! 

  • Personal & Home Equity Loans! Apply Online!

  • How much can you borrow? 

  • What type of loan should you get?

Consolidate your debt Click Here to Continue.


UK Credit Cards 
Click Here!

 

It's So Easy!

Requesting more credit couldn't be easier. Simply apply online today! Upon approval, we'll assign your credit limit, process your Special Transfer Request and send you the card that could mean great savings for you.
  • 24-hour online account management
  • Up to $20,000 credit limit
  • 30-second online approval
  • Shopping anywhere
  • Online bill payment

 

Your ONE-STOP Credit Card Center
With Hundreds of credit cards available nationwide, we've selected one of the best credit cards available. For a complete list of our credit cards available

Click Here for a complete list of our credit cards available!.


Poor Credit, No Credit, No Problem!

Get a Credit Limit up to $7,500!

Re-Establish Credit  
For people who want  to establish 
Or re-establish their credit
For Secured Cards Click Here

Stop paying those high rate credit cards. This could be the last time you'll ever need to transfer a balance. Finally get the long-term savings you've been looking for with this low rate. Consolidate all of your existing debt to your new Visa Platinum card and enjoy significant savings! Simply complete the Special Transfer Request on the bottom of your online application to transfer balances from bank, gasoline and department store credit cards, auto loans, home equity loans, student loans and more. We'll do the rest. There's no fee for this service, and your transferred balances receive a fixed rate of only 9.9%.

Costs and Features
Credit terms vary among issuers. When shopping for a card, think about how you plan to use it. If you expect to pay your bills in full each month, the annual fee and other charges may be more important than the periodic rate and the APR, if there is a grace period for purchases. However, if you use the cash advance feature, many cards do not permit a grace period for the amounts due — even if they have a grace period for purchases. So, it may still be wise to consider the APR and balance computation method. Also, if you plan to pay for purchases over time, the APR and the balance computation method are definitely major considerations.

You’ll probably also want to consider if the credit limit is high enough, how widely the card is accepted, and the plan’s services and features. For example, you may be interested in "affinity cards" — all-purpose credit cards sponsored by professional organizations, college alumni associations and some members of the travel industry. An affinity card issuer often donates a portion of the annual fees or charges to the sponsoring organization, or qualifies you for free travel or other bonuses.

Your ONE-STOP Credit Card Center
With Hundreds of credit cards available nationwide, we've selected one of the best credit cards available. For a complete list of our credit cards available

Click Here for a complete list of our credit cards available!.


Poor Credit, No Credit, No Problem!

Get a Credit Limit up to $7,500!

Re-Establish Credit  
For people who want  to establish 
Or re-establish their credit
For Secured Cards Click Here

If you live in the UK Click Here

Shopping Tips
Keep these tips in mind when looking for a credit or charge card.

  • Shop around for the plan that best fits your needs.
  • Make sure you understand a plan’s terms before you accept the card.
  • Pay bills promptly to keep finance and other charges to a minimum.
  • Hold on to receipts to reconcile charges when your bill arrives.
  • Protect your cards and account numbers to prevent unauthorized use. Draw a line through blank spaces on charge slips so the amount can’t be changed. Tear up carbons.
  • Keep a record — in a safe place separate from your cards — of your account numbers, expiration dates and the phone numbers of each issuer to report a loss quickly.
  • Carry only the cards you think you’ll use.

We know access to credit is important in today's economy. We believe that if you need a credit card you should be able to get one --even if you've always thought it was hopeless because of damaged credit. On the other hand, if you've been able to keep an excellent credit rating we believe that you should be rewarded. Please explore our various credit card programs. One of them will be a good fit for you. ..

We believe in your access to credit cards. A credit card makes life easier today. But casual or negligent use of a card can cost you money. For some people that can even lead to financial ruin.

Your ONE-STOP Credit Card Center
With Hundreds of credit cards available nationwide, we've selected one of the best credit cards available. For a complete list of our credit cards available

Click Here for a complete list of our credit cards available!.


Poor Credit, No Credit, No Problem!

Get a Credit Limit up to $7,500!

Re-Establish Credit  
For people who want  to establish 
Or re-establish their credit
For Secured Cards Click Here

Establish or Re-Establish Credit today. These Credit Cards are designed to offer you an opportunity to establish a positive credit reference or to rebuild your credit credit.  Applicants must be 18 years of age or older and must be a U.S. resident. 

If you have no credit or would like to rebuild your blemished credit, this is the card for you! This credit card is also a good solution for students without a solid employment record. If you make all your payments on time and pay substantially more than the minimum due each month, you will be eligible to receive a credit line increase. This type of program is designed to allow individuals to increase their annual credit line by establishing credit worthiness with the issuing bank. If you have been turned down for a credit card in the past, you could qualify to receive a MasterCard ®/Visa ®.

Regardless of which credit cards you choose, the main thing is to  use them responsibly so you avoid problems down the road.  In addition, make timely payments in order to keep those low fixed interest rates.  There is nothing worse than raking up a credit card and then having the rate go through the roof !! 

  • If your application for credit, insurance, or employment is denied because of inaccurate or incomplete credit information, the company to which you applied must give you the name and address of the reporting credit bureau.

  • There is no charge to dispute mistakes or outdated information on your credit record. Ask the credit bureau for a dispute form and submit it with any supporting documentation.

  • Bankruptcy information can be reported for 10 years

No Credit At All? Past Credit Problems? Current Credit Problems including late pays, charge off, judgments, tax liens, bankruptcy? We can help you get a break by applying for Secured Visa or Secured MasterCard! These Secured Credit Cards are designed for people who have not established credit, or have had past credit problems or currently have credit problems.

Re-Establish Credit  
For people who want  to establish 
Or re-establish their credit
Click Here For Application and More Information


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