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*
Top Ten eShopping Tips*
1. Use a credit card with a safe online
shopping guarantee.
Look for a card with specific guarantees,
like 100% coverage for any losses due to
fraud when shopping on the Internet. Many
credit cards only cover a percentage or
the first $50 toward fraud.
2.
Shop only at websites that offer
encryption protection.
A protected website will have one or more
of these three features: the small
lock/key symbol at the bottom of your
browser window; an address that starts
with https ("s" for
"secure") instead of just http;
and a warning box that pops up at the
point of purchase.
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Credit Cards
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3.
Look for and read a website's privacy and
security policy.
Stay clear of a website that either
doesn't have one or does not guarantee
your personal information will not be
sold.
4.
Research your merchant.
Many websites, such as BizRate.com, let
consumers evaluate hundreds of different
merchants on criteria such as customer
service, privacy policies, and content.
Look at the ratings consumers give them
and stay clear of websites that either
aren't listed or receive poor marks.
5.
Print out a copy of your order and
confirmation number for your records.
Reputable merchants will usually send you
an email confirming your order. However a
hard copy is always good to have in case
your order is lost, deleted or not
delivered as promised.
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6.
Never share your website passwords with
anyone.
Write them down and store them in a safe
place.
7.
Do not use the same username and password
at every website.
Should your personal information be
compromised, a thief won’t get very far
if you use different passwords and
usernames on different websites.
8.
Use only one credit card to shop with
online.
This helps keep track of your online
purchases during the holidays, and will
make it easier to spot purchases that are
fraudulent. Look for a card that allows
you to review transactions online as well
– you'll be more likely to notice a
problem early on.
9.
Don't enter more information at a merchant
website than is absolutely necessary.
There is usually no reason why you should
have to supply information such as birth
dates or Social Security numbers when
making a purchase. Fill in only the bare
essentials necessary to make your
purchase.
10.
Shop with your NextCard and be protected
with our 100% Safe Shopping PledgeSM!
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